Sleeping With Strangers! Is it For You?

Statistically there are 6.8 million people living alone in the United Kingdom. It is hardly surprising that some prefer holidaying or taking breaks abroad with someone for company. Having a friend is far preferable to wandering through the Kasbah or reconnoitering the restaurant scene on one’s own. No surprise either that a number of on-line… Read More »










Golden Ring of Russia – Travel Guide

WHAT IS IT: The so called “Golden Ring of Russia” is a symbolical ring connecting historical towns and cities to the North-West of Moscow. They represent 1,000 years of rich Russian history written in stone and wood, from a 850-year old church in Rostov to a 19th-century log house in the Suzdal’s open air museum.… Read More »




ACORD Certificates of Insurance – What Certificate Holders and Providers Need to Know

The Certificate and Evidence of Insurance forms which ACORD made effective in late 2009/early 2010 have raised alarm among insurance certificate holders and the insureds that must provide them. Unless insurers issue manuscript endorsements to their policies (which is unlikely), insurers no longer make any pledge that they will even attempt to notify most certificate… Read More »




What Type Of Life Insurance Is Best?

Life Insurance (though it shouldn’t be) is to this day a very controversial issue. There seems to be a lot of different types of life insurance out there, but there are really only two kinds. They are Term Insurance and Whole Life (Cash Value) Insurance. Term Insurance is pure insurance. It protects you over a… Read More »